Because you are their hero

Simplylife Family Credit Card

The Simplylife Family Credit Card offers you and your family a range of exciting benefits and lifestyle privileges in order to cater to your everyday needs. The features of the card have been hand-picked to help you protect your family and spend quality time with your loved ones.


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Keep your family protected with our complimentary life insurance of up to AED 100,000. On Simplylife Family Card Premium, you also receive a critical illness cover of AED 50,000 and cover against involuntary loss of employment.


We have partnered with Cleartrip to bring you exclusive discounts on travel and entertainment when you book using your Simplylife Family Credit Card. Enjoy upto 5% discount on flights, upto 10% discount on hotels and upto 15% discount on local entertainment.


Spending quality time with your family is now a swipe away. Enjoy 50% discount on movie tickets when booked online or through the Vox Mobile App across all VOX Cinema outlets in the UAE.

Photo Card 

Make your best memories live longer. Personalise your card with a photo of your choice.


Now make an international money transfer through your Simplylife Credit Card, even when you are low on funds through ReadyMoney - UAE's first credit card money transfer solution. 

Click here for more details.

Fast Pay  

You can now pay your Simplylife Credit Card bills free of charge at any of our branches and select ATMs across the UAE. You can also pay at Al Ansari Exchange, UAE Exchange, Lulu Exchange branches and ENOC/EPPCO fuel stations for a nominal fee.

Balance Transfer  

Transfer your outstanding balance from other bank's credit cards to your Simplylife Credit Card and save with amazingly low interest rates.

Personal Payment Plan 

Split your everyday purchase transactions made on your Simplylife Credit Card at low interest rates and pay in easy instalments of 6, 9, 12, 18 or 24 months.

Credit Card Loan  

Need cash against your available credit limit? Simply call us and receive a cheque at your doorstep. Benefit from a low interest rate and repay in easy instalments over 6, 9, 12, 18 or 24 months

Documents Required

  •  Application Form
  •  Passport copy (with residence visa for Expatriates and page 60 for UAE Nationals both valid for 30 days at the time of approval of the card).
  •  Copy of the Labor Card or a Government issued photo ID card to be self attested by the customer.
  •  Emirates ID card or copy of EIDA application from.
  •  Current Salary certificate or latest pay slip.
  •  3 months bank statement.

Fees & Charges

Finance charges
  • (Retail purchase) 3.25%* per month
  • (Cash advance) 3.25%* per month
*Effective April 15 2016 onwards.
Cash advance fee 3% or AED 50 (whichever is higher)
Over limit fee AED 250
Late payment fee AED 300
(if minimum payment due is not paid by Payment Due Date)
Card replacement fee AED 95
Duplicate statement fee AED 25
Returned cheque charge AED 150
Outstation cheque processing charge AED 20
Copy of sale voucher AED 25
Processing fee for non AED transactions 3% (Business Card only)
Annual fee Simplylife Family Card - Nil
Simplylife Family Card Premium - AED 499/-
Photo Replacement fee AED 55

Credit Card Application Form

Click here for a tutorial that illustrates how to upload your favourite photo.

Terms and Conditions Apply:

  • Simplylife Family Card - Download
  • ADNIC Insurance on the Simplylife Family CardDownload
  • ADNIC Insurance Claim form - Download

All financing and credit facilities are made available at the sole discretion of ADCB and is subject to ADCB's terms and conditions and submission of acceptable documentation.